Legal

Last updated: 1 March 2026

AjoCircle is operated by Heycube, a sole trader registered in England and Wales. All documents below are governed by English law and effective from 1 March 2026.

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Terms of Service

The rules that govern your use of AjoCircle — including circle obligations, payouts, fees, defaults, and your rights.

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Privacy Policy

How we collect, use, and protect your personal data in accordance with UK GDPR and the Data Protection Act 2018.

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Cookie Policy

We use only essential session cookies to keep you logged in, plus cookieless, anonymised page-view analytics. No advertising, no cross-site tracking.

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Acceptable Use Policy

What is and is not permitted on AjoCircle — including prohibited conduct, financial crime, and platform abuse.

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Anti-Money Laundering Policy

Our commitment to preventing financial crime under UK law, including customer due diligence and suspicious activity reporting.

Questions about our legal documents?

Email us at legal@ajocircle.com and we will respond within 5 business days.